About Us:
Built on Trust. Driven by Service.

Independent Since the Start

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Personal Insurance

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Commercial Insurance

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Life Insurance

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Why People Choose FIG

Your Insurance Should Work for You — Not the Other Way Around

At First Insurance Group of Maryland, we’re in the business of building relationships — not pushing products. Since 1981, our independent status has allowed us to represent you — not any one provider. That means we compare multiple carriers to find the best-fit coverage, service, and pricing for your specific situation. Whether you’re managing a fleet or covering a first-time driver, we take the time to get it right. Our team is deeply knowledgeable, always accessible, and fully focused on helping you protect what matters with confidence. With dedicated experts for each type of insurance and a track record of long-term client relationships, FIG is more than a provider — we're a partner.

What Sets Us Apart

Insurance Backed by People, Not Algorithms

In a world of automated quotes and impersonal platforms, First Insurance Group of Maryland offers something different: real conversations with real people who understand the stakes. Our agents live where you live, drive the same roads, and know the regulations that shape your options. We don’t believe in one-size-fits-all — we believe in building the right policy the first time. Whether you're insuring a legacy business or protecting your first apartment, we’re here with practical advice, flexible plans, and long-term support. Because great coverage doesn’t come from an app — it comes from people who care.

Our Trusted Carrier Network

We partner with a carefully vetted group of regional and national insurance providers — so you don’t have to choose between quality and options. From household names to specialty carriers, these partnerships allow us to offer reliable coverage, competitive rates, and the flexibility to match each client with the right fit.

Why Clients Keep Coming Back

Unbiased Guidance

As an independent agency, we don’t sell — we match. You’ll always get advice that’s aligned with your best interest.

Access to Top Carriers

From Nationwide to Progressive, we work with a curated group of trusted companies to offer you more options and better rates.

Local and Responsive

With a centrally located Waldorf office and licensed staff ready to help, we’re here when you need us — no call centers, no runaround.

Decades of Experience

For over 40 years, we’ve been helping clients in Maryland and beyond feel secure in their coverage choices.

Meet Our Team

Marybeth Heider

President

Leigh Chuderski

Commercial Lines Account Executive

Erica Weaver

Commercial Lines Account Executive

Dawn Collins

Personal Lines Account Executive

Janet Fowler

Personal Lines Account Executive

FAQ

  • What makes First Insurance Group different from other agencies?

    FIG is an independent agency that works for you — not the insurance companies. Since 1981, we’ve prioritized personal service, comparing multiple carriers to find the best coverage at the best value. With real agents, tailored advice, and long-term support, we go beyond policies to build trusted relationships.

  • How long has FIG been in business?

    We’ve been serving Maryland and surrounding areas since 1981. With over 40 years of experience, FIG has built a strong reputation for dependable service and expert insurance guidance.

  • Do you specialize in any one type of insurance?

    We specialize in matching clients with the right coverage — whether it’s auto, home, renters, life, commercial, or specialty insurance. Our team includes experts across all categories to ensure you get the most suitable protection.

  • Can I work with the same agent long-term?

    Absolutely. At FIG, we believe in lasting relationships. You’ll work with a dedicated agent who understands your needs and is there for you through every change, claim, and renewal.

  • Where is your office located, and do I need an appointment?

    We’re located at 101 Charles Street, La Plata, MD 20646. Walk-ins are welcome, but appointments are recommended to ensure the right agent is available. Call us at (301) 843-9555 to schedule a visit.